.ltb-main{--ltb-line:#dedbd0;--ltb-muted:#626158;padding-bottom:40px}
.ltb-main :where(h1,h2,h3,p){margin-top:0}
.ltb-main :where(h1,h2,h3){color:#141413;font-family:inherit;font-weight:700}
.ltb-main a{color:#141413}
.ltb-main section[id],.ltb-broker[id]{scroll-margin-top:45px}
.ltb-breadcrumb{display:flex;flex-wrap:wrap;gap:12px;padding:24px 0 30px;color:var(--ltb-muted);font-size:11px}
.ltb-breadcrumb a{color:var(--ltb-muted)}
.ltb-hero{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(320px,1fr);gap:64px;align-items:center;padding:12px 0 42px}
.ltb-kicker{display:block;color:#806021;font-size:10px;line-height:1.6;letter-spacing:.12em;font-weight:700}
.ltb-hero-copy>.ltb-kicker{display:flex;align-items:center;gap:10px}.ltb-kicker>span{width:7px;height:7px;background:#d6a84f;border-radius:50%}
.ltb-hero h1{font-size:clamp(38px,4.3vw,56px);line-height:1.23;letter-spacing:-2px;margin:23px 0 21px}.ltb-hero h1 span{color:#806021}
.ltb-hero-copy>p{font-size:15px;line-height:1.95;color:#626158;max-width:570px;margin-bottom:27px}
.ltb-hero-actions{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.ltb-main .ltb-button{display:inline-flex;align-items:center;justify-content:center;gap:18px;min-height:48px;padding:13px 20px;background:#d6a84f;border:1px solid #d6a84f;border-radius:5px;color:#141413;font-size:12px;font-weight:700;line-height:1.5;transition:background .18s,border-color .18s}
.ltb-button svg{width:18px;height:18px;flex-shrink:0}.ltb-main .ltb-button:hover{background:#e5b95e;border-color:#b28839;color:#141413}
.ltb-main .ltb-text-link{display:inline-flex;gap:9px;align-items:center;font-size:11px;font-weight:600;border-bottom:1px solid #c4b48e;padding:5px 0}.ltb-main .ltb-text-link:hover{color:#806021}
.ltb-signature{display:flex;align-items:center;gap:11px;margin-top:33px;font-size:11px;font-weight:600}.ltb-signature small{display:block;font-size:10px;font-weight:400;color:#626158;margin-top:2px}.ltb-signature-mark{display:grid;place-items:center;width:39px;height:39px;border-radius:50%;border:1px solid #c4b48e;font-size:13px;font-weight:800;background:#efe9db}
.ltb-note{background:#1d211e;border:1px solid #34382f;border-radius:10px;color:#faf9f5;padding:29px 31px 22px;position:relative;overflow:hidden}.ltb-note:before{content:'';position:absolute;top:0;left:31px;width:48px;height:3px;background:#d6a84f}
.ltb-note-top{display:flex;justify-content:space-between;align-items:center;gap:15px;font-size:9px;font-weight:600;letter-spacing:.09em;color:#d6bf90}.ltb-note-top svg{color:#d6a84f;width:25px;height:25px}.ltb-note h2{color:#faf9f5;font-size:29px;line-height:1.4;letter-spacing:-.6px;margin:18px 0 22px}
.ltb-note ol{list-style:none;padding:0;margin:0}.ltb-note li{display:flex;align-items:flex-start;gap:16px;padding:15px 0;border-top:1px solid #3d4138}.ltb-note li>span{color:#d6a84f;font-size:11px;padding-top:2px}.ltb-note strong{font-size:12px;font-weight:600}.ltb-note li p{font-size:10px;color:#c9cbbf;line-height:1.7;margin:4px 0 0}.ltb-note-end{font-size:10px;color:#c9cbbf;border-top:1px solid #3d4138;padding-top:17px;margin:0}
.ltb-principles{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--ltb-line);border-bottom:1px solid var(--ltb-line);padding:19px 0}.ltb-principles>span{display:flex;align-items:center;gap:10px;font-size:11px;font-weight:500;color:#514d41}.ltb-principles svg{color:#806021;width:19px;height:19px;flex-shrink:0}
.ltb-section{margin-top:60px}.ltb-section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:20px}.ltb-main h2{font-size:30px;line-height:1.4;letter-spacing:-.8px;margin-bottom:0}.ltb-section-heading h2,.ltb-check-intro h2,.ltb-faq h2{margin-top:10px}.ltb-count{font-size:8px;letter-spacing:.08em;color:#626158;padding-bottom:6px}.ltb-intro{font-size:13px;color:#626158;margin:14px 0 22px;max-width:790px;line-height:1.9}
.ltb-disclosure{display:flex;align-items:flex-start;gap:12px;background:#f0ece2;border-left:3px solid #b08a42;padding:15px 19px;margin:0 0 22px}.ltb-disclosure svg{width:19px;height:19px;color:#806021;flex-shrink:0;margin-top:3px}.ltb-disclosure p{margin:0;font-size:11px;line-height:1.9;color:#575143}.ltb-disclosure strong{color:#373226;font-weight:600}
.ltb-directory{border-top:1px solid var(--ltb-line)}.ltb-broker{display:grid;grid-template-columns:210px minmax(0,1fr) 211px;gap:32px;align-items:center;padding:28px 0;border-bottom:1px solid var(--ltb-line)}
.ltb-logo-plate{background:white;border:1px solid #e8e5dc;border-radius:7px;min-height:103px;display:flex;align-items:center;justify-content:center;padding:12px}.ltb-logo-plate img{display:block;width:185px;max-width:100%;height:auto;object-fit:contain}.ltb-logo-plate>span{font-size:24px;font-weight:700}
.ltb-broker h3{font-size:21px;line-height:1.4;letter-spacing:-.4px;margin:0 0 8px}.ltb-broker p{font-size:12px;line-height:1.9;color:#626158;margin:0;max-width:530px}.ltb-broker-action{display:flex;flex-direction:column;align-items:stretch;gap:9px}.ltb-broker-action>span{font-size:8px;text-align:center;color:#626158;line-height:1.6}.ltb-under-list{font-size:10px;color:#626158;margin:15px 0 0;line-height:1.9}
.ltb-checklist{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.7fr);gap:62px;background:#eeece3;border:1px solid #e2dfd3;border-radius:10px;padding:38px}.ltb-check-intro>p{font-size:12px;line-height:1.95;color:#626158;margin:16px 0 25px}.ltb-check-intro .ltb-kicker{font-size:9px;max-width:250px}.ltb-progress-box[hidden]{display:none}.ltb-progress-box>span{font-size:11px;font-weight:600}.ltb-progress-box progress{display:block;width:100%;height:5px;margin:13px 0;background:#d7d3c6;border:0;appearance:none;accent-color:#806021}.ltb-progress-box progress::-webkit-progress-bar{background:#d7d3c6;border-radius:5px}.ltb-progress-box progress::-webkit-progress-value{background:#806021;border-radius:5px}.ltb-progress-box progress::-moz-progress-bar{background:#806021}.ltb-progress-box small{font-size:9px;line-height:1.8;color:#626158;display:block}
.ltb-check-item{display:flex;gap:14px;align-items:flex-start;padding:17px 0;border-bottom:1px solid #d5d1c4;cursor:pointer}.ltb-check-item:first-child{padding-top:0}.ltb-check-item:last-child{border:0;padding-bottom:0}.ltb-check-item input{appearance:auto;accent-color:#806021;flex:0 0 18px;width:18px;height:18px;margin:4px 0 0;cursor:pointer}.ltb-check-item strong{display:block;font-size:12px;font-weight:600;line-height:1.7}.ltb-check-item small{display:block;color:#626158;font-size:10px;line-height:1.9;margin-top:4px}.ltb-check-item:has(input:checked) strong{color:#71531c}
.ltb-faq{display:grid;grid-template-columns:1fr 1.7fr;gap:62px}.ltb-faq details{border-bottom:1px solid var(--ltb-line);padding:0 0 18px;margin-bottom:18px}.ltb-faq summary{list-style:none;display:flex;justify-content:space-between;gap:20px;font-size:13px;font-weight:600;cursor:pointer;line-height:1.8}.ltb-faq summary::-webkit-details-marker{display:none}.ltb-faq summary>span{font-weight:400;font-size:21px;color:#806021;line-height:1.2}.ltb-faq details[open] summary>span{transform:rotate(45deg)}.ltb-faq summary:focus-visible{outline:3px solid #806021;outline-offset:5px}.ltb-faq details p{font-size:12px;color:#626158;line-height:1.95;margin:13px 25px 0 0}
.ltb-help{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:31px 0;margin-top:40px;border-top:1px solid var(--ltb-line);border-bottom:1px solid var(--ltb-line)}.ltb-help h2{font-size:22px;margin:8px 0}.ltb-help p{font-size:12px;color:#626158;margin:0}.ltb-main .ltb-button-dark{background:#1d211e;border-color:#1d211e;color:#faf9f5;flex-shrink:0}.ltb-main .ltb-button-dark:hover{color:#fff;background:#343b32;border-color:#343b32}.ltb-risk{font-size:10px;line-height:1.95;color:#626158;margin:23px 0 0}.ltb-risk a{color:#806021;text-decoration:underline!important;text-underline-offset:3px}
@media(min-width:1600px){.ltb-hero{padding-top:25px;padding-bottom:50px}.ltb-hero h1{font-size:60px}}
@media(max-width:1050px){.ltb-hero{gap:30px;grid-template-columns:minmax(0,1.3fr) minmax(290px,1fr)}.ltb-hero h1{font-size:42px}.ltb-note{padding:25px}.ltb-hero-actions{gap:15px}.ltb-broker{grid-template-columns:180px minmax(0,1fr) 185px;gap:23px}.ltb-count{display:none}.ltb-checklist,.ltb-faq{gap:35px}.ltb-checklist{padding:30px}.ltb-principles>span{font-size:10px}}
@media(max-width:760px){.ltb-breadcrumb{padding:20px 0}.ltb-hero{grid-template-columns:1fr;gap:30px;padding-top:6px;padding-bottom:30px}.ltb-hero-copy>p{max-width:600px}.ltb-hero h1{font-size:44px}.ltb-note{padding:25px 28px}.ltb-note h2 br{display:none}.ltb-note h2{font-size:24px;margin:15px 0}.ltb-note ol{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.ltb-note li{gap:9px}.ltb-principles{gap:15px;flex-wrap:wrap;justify-content:flex-start}.ltb-broker{grid-template-columns:160px minmax(0,1fr);gap:19px 24px}.ltb-broker-action{grid-column:2;align-items:flex-start}.ltb-broker-action .ltb-button{min-width:195px}.ltb-logo-plate{grid-row:span 2}.ltb-checklist,.ltb-faq{grid-template-columns:1fr;gap:30px}.ltb-check-intro h2 br,.ltb-faq h2 br{display:none}.ltb-check-intro .ltb-kicker{max-width:none}.ltb-check-intro>p{margin:13px 0 20px}.ltb-progress-box{max-width:380px}.ltb-section{margin-top:42px}.ltb-help{align-items:flex-start;flex-direction:column;gap:20px}}
@media(max-width:480px){.ltb-hero h1{font-size:36px;letter-spacing:-1.2px;line-height:1.3;margin:18px 0}.ltb-hero-copy>p{font-size:13px;line-height:1.9}.ltb-hero-actions{align-items:flex-start;flex-direction:column;gap:12px}.ltb-hero-actions .ltb-button{width:100%;justify-content:space-between}.ltb-signature{margin-top:24px;font-size:10px}.ltb-signature small{font-size:9px;max-width:260px}.ltb-note ol{display:block}.ltb-note li{gap:16px;padding:12px 0}.ltb-note h2{font-size:25px}.ltb-note h2 br{display:initial}.ltb-note-end{padding-top:13px}.ltb-principles{display:grid;gap:12px;padding:17px 0}.ltb-principles>span{font-size:10px}.ltb-main h2{font-size:25px;letter-spacing:-.6px}.ltb-kicker{font-size:9px}.ltb-intro{font-size:12px}.ltb-disclosure{padding:13px 14px;gap:10px}.ltb-disclosure p{font-size:10px}.ltb-broker{grid-template-columns:1fr;gap:16px;padding:25px 20px;background:#fffefa;border:1px solid var(--ltb-line);border-radius:8px;margin-bottom:13px}.ltb-directory{border-top:0}.ltb-logo-plate{grid-row:auto;justify-self:start;width:190px;min-height:78px;padding:8px}.ltb-broker h3{font-size:20px;margin-bottom:7px}.ltb-broker p{font-size:12px}.ltb-broker-action{grid-column:auto;align-items:stretch;gap:8px;margin-top:2px}.ltb-broker-action .ltb-button{justify-content:space-between}.ltb-broker-action>span{font-size:9px}.ltb-checklist{padding:25px 20px}.ltb-check-item{gap:12px}.ltb-check-item strong{font-size:12px}.ltb-check-item small{font-size:11px}.ltb-check-item{padding:17px 0}.ltb-faq summary{font-size:12px}.ltb-help h2{font-size:23px}.ltb-help .ltb-button{width:100%}.ltb-risk{font-size:10px}}
@media(prefers-reduced-motion:reduce){.ltb-button{transition:none}}